Florida Maternity Insurance

When you’re planning to have a baby you know you’re going to have a hospital stay. Having a good supplemental insurance policy will make your pregnancy more affordable.

Florida supplemental maternity insurance can relieve some of the financial stress associated with pregnancy and maternity leave.

Many growing families are struggling to make ends meet - before losing mom's income during maternity leave, and then adding an extra mouth to feed. And there is always that doubt in the back of your mind: what if something happens during my pregnancy?

If you are planning a pregnancy, you have a once-in-a-lifetime opportunity to buy income protection to cover a planned event: your normal maternity labor and delivery! Often times Hospital Indemnity insurance is referred to “supplemental maternity insurance.” Hospital indemnity insurance pays cash directly to you for normal labor and delivery, plus extra coverage for premature birth, or cesarean delivery.

Florida Supplemental Maternity Insurance - Hospital Indemnity

Florida supplemental maternity insurance fills gaps found in many health insurance plans - like hospital deductibles. Many health insurance plans now contain these deductibles to help keep premium costs low. In a typical year, the majority of employees in a group health plan won't step foot into a hospital so a large hospital deductible works for most. However, if your planning to grow family you know your going to have a hospital stay and will be faced with paying medical deductibles.

Hospital indemnity insurance pays a cash benefit directly to you for your normal labor and delivery, creating additional maternity leave income and/or providing extra cash to cover your deductible. Even if your health insurance covers 100% of your maternity bills, this supplemental plan will pay the same benefit directly to you.

More importantly, 12% of babies are born premature and may spend time in Neonatal Intensive Care (NICU). Should this happen during your maternity experience, supplemental hospital insurance will pay an additional benefit. Florida maternity insurance benefits are payable only when coverage begins before getting pregnant. Don't delay, get your supplemental maternity insurance in Florida today!

Call or email Bret Harding: Ph. 801-372-2647

Email Bret for more information on Florida maternity insurance: Bret@HardingInsuranceBrokers.com

Watch this Short Video to Learn More About Maternity Insurance in Florida